January 2007 Net Worth Update

As of January 31, 2007:

• I have $23,298.29 in cash, checking and savings accounts. An increase of $13,809.18 since March 2006.
  
• I have $30,384.43 in my 401(k), Roth IRA, and other stock accounts. An increase of $17,419.48 since March 2006.
  
• I now owe $15,535.18 on two credit cards at 0% interest. An additional debt of $9,543.57 since March 2006.
  
• I have a home and a car woth approximately $130,900.
  
• I now owe $117,531.53 on my mortgage and home equity loan. I paid off an additional $3429.47 since March 2006.
  

My total net worth is now $51,516.01. This is an increase of $25,114.56 in ten months. Overall, I'm pretty happy with it.

One note, my high balance in available cash is offset by the large credit card balance. I finally decided to try taking a 0% loan and stick it in a savings account and earn 5.84% on it for a while. It's sitting at HSBC Direct to take advantage of their temporary promotional rate.